Kuns v. Ocwen Loan Servicing, LLC, Case No. 13-55562, 2015 U.S. Dist. LEXIS 8416 (9th Cir. May 21, 2015)
We all know or should know how important credit reports and credit scores are. And recently, the 9th Circuit Court of Appeals reaffirmed the protections our California legislature provided to consumers, making sure credit reports are accurate and not misleading.
Jeffrey Kuns had filed a lawsuit against Ocwen Loan Servicing alleging that because his former home was bought with a purchase money mortgage (that means the loan proceeds were used only to purchase the home and not for other expenditures like paying off pre-existing debts, ...
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Consumer v. Community First Credit Union (False and Inaccurate Credit Reporting)
When someone goes through a major life event (loss of a job, health problems, etc.), often times it leads to a significant financial hardship. And for some, this financial hardship can turn into a financial nightmare. Federal consumer bankruptcy protections offer those in such dire need a chance for a fresh start.
But a financial fresh start cannot be complete unless the credit report also shows a fresh start. And for Plaintiff, Mr. Sanders, this was not happening. After successfully paying his monthly payments through a bankruptcy chapter 13 for years and completing his case, Mr. Sanders obtained his credit reports. And he was then hit ...
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